European Digital Banking Report 2025

Europe’s Digital Banks Ranked, Compared, and Redefined
The European Digital Banking Report 2025 by C-Innovation delivers the clarity financial leaders need to understand who’s truly winning in Europe’s digital banking race — and why.

Covering 30 leading players across the UK, Germany, France, Spain, and Italy, this edition reveals how the strongest digital banks convert scale into sustainable profit and strategic depth.

🔍 What’s inside:
Exclusive rankings — Identify which digital banks lead in scale, monetization (ARPC), and profitability, and what differentiates them from the rest.

These rankings form a new benchmark for Europe’s digital banking performance.
 
Comprehensive benchmarking — Compare 30 brands across financial, strategic, and product dimensions, from retail-first to SME-focused challengers.
Next profit pools — Explore how SME banking, cross-border payments, and embedded finance are becoming the engines of future growth.
Analyst Q&A — Connect findings directly to your strategic priorities in a one-to-one session with our research team.
(Corporate Members only) — Unlock extended datasets, exportable tables, and AI-driven tools for deeper competitive intelligence.
 
Built on C-Innovation’s proprietary benchmarking model and extensive dialogue with Europe’s most dynamic digital banks, this report helps you see not just where the market stands — but where the opportunities are emerging next.